Regulator index & licensing matrix
Financial regulators, national licensing qualifications & public registers
Inspect the statutory mandates, license classes, minimum capital rules, investor compensation schemes, and official verification registers of the supervisory authorities in our coverage.
Coverage: Cross-border payment institutions, MSBs, remittance corridors, insurance and fiduciary trusts
- Regulators
- 46
- Tier-1 prudential
- 5
- With licence holders
- 3
- Licence records
- 3
All supervisory authorities
Sorted by licence holders in our coverage • Click any authority for full statutory qualification dossier
| Regulator | Tier | Jurisdiction | Key license classes & protection | Est. | Licence holders | Dossier & registers |
|---|---|---|---|---|---|---|
| CBA | Tier-2 | Global Jurisdiction Asia-Pacific | Class A / Commercial Banking Charter / EMI / Payment & FX Institution Licence Statutory Deposit Insurance & Bank Resolution Scheme (Global Jurisdiction) • Protected up to statutory national deposit insurance ceiling per banking depositor | 1992 | 11 active | Full Dossier →Website ↗Register ↗ |
| Central Bank of Egypt | Tier-2 | Global Jurisdiction Asia-Pacific | Class A / Commercial Banking Charter / EMI / Payment & FX Institution Licence Statutory Deposit Insurance & Bank Resolution Scheme (Global Jurisdiction) • Protected up to statutory national deposit insurance ceiling per banking depositor | 1961 | 11 active | Full Dossier →Website ↗Register ↗ |
| Central Bank of Nigeria | Tier-2 | Global Jurisdiction Asia-Pacific | Class A / Commercial Banking Charter / EMI / Payment & FX Institution Licence Statutory Deposit Insurance & Bank Resolution Scheme (Global Jurisdiction) • Protected up to statutory national deposit insurance ceiling per banking depositor | 1958 | 11 active | Full Dossier →Website ↗Register ↗ |
| Australian Prudential Regulation Authority | Tier-2 | Global Jurisdiction Asia-Pacific | Class A / Commercial Banking Charter / EMI / Payment & FX Institution Licence Statutory Deposit Insurance & Bank Resolution Scheme (Global Jurisdiction) • Protected up to statutory national deposit insurance ceiling per banking depositor | 1998 | 0 | Full Dossier →Website ↗Register ↗ |
| BDCB | Tier-2 | Global Jurisdiction Asia-Pacific | Class A / Commercial Banking Charter / EMI / Payment & FX Institution Licence Statutory Deposit Insurance & Bank Resolution Scheme (Global Jurisdiction) • Protected up to statutory national deposit insurance ceiling per banking depositor | 2011 | 0 | Full Dossier →Website ↗Register ↗ |
| BMA | Offshore | Cayman Islands / Bermuda / British Virgin Islands / Bahamas / Mauritius / Seychelles / Vanuatu Offshore Financial Centre | Full Service / Market Maker Securities Dealer / VASP / Digital Asset Business (Class F / DARE) Contractual Custody & Segregated Trust Accounts (No Statutory Retail Compensation Fund) • EUR €0 / USD $0 statutory government compensation scheme (protection relies on segregated client trust accounts, minimum paid-up capital/bonds, and Professional Indemnity Insurance) | 1969 | 0 | Full Dossier →Website ↗Register ↗ |
| BNM | Tier-2 | Global Jurisdiction Asia-Pacific | Class A / Commercial Banking Charter / EMI / Payment & FX Institution Licence Statutory Deposit Insurance & Bank Resolution Scheme (Global Jurisdiction) • Protected up to statutory national deposit insurance ceiling per banking depositor | 1959 | 0 | Full Dossier →Website ↗Register ↗ |
| CBA | Tier-2 | Global Jurisdiction Asia-Pacific | Class A / Commercial Banking Charter / EMI / Payment & FX Institution Licence Statutory Deposit Insurance & Bank Resolution Scheme (Global Jurisdiction) • Protected up to statutory national deposit insurance ceiling per banking depositor | 1991 | 0 | Full Dossier →Website ↗Register ↗ |
| CBA | Tier-2 | Global Jurisdiction Asia-Pacific | Class A / Commercial Banking Charter / EMI / Payment & FX Institution Licence Statutory Deposit Insurance & Bank Resolution Scheme (Global Jurisdiction) • Protected up to statutory national deposit insurance ceiling per banking depositor | 1962 | 0 | Full Dossier →Website ↗Register ↗ |
| CBB | Tier-1 | United Arab Emirates (DIFC / ADGM / Dubai) Middle East & GCC | Category 2 / Category 3A (DFSA / ADGM FSRA) / Category 3C / Category 4 (DFSA / ADGM FSRA) Statutory Client Money & Safe Custody Trust Protection (DFSA COB 6.12 / ADGM COBS 14 / VARA Custody Rulebook) • 100% bankruptcy-remote statutory trust segregation of client money and virtual assets (no pooled retail cash compensation fund; protected via strict base/expenditure capital & PII insurance) | 1974 | 0 | Full Dossier →Website ↗Register ↗ |
| CBB | Tier-1 | United Arab Emirates (DIFC / ADGM / Dubai) Middle East & GCC | Category 2 / Category 3A (DFSA / ADGM FSRA) / Category 3C / Category 4 (DFSA / ADGM FSRA) Statutory Client Money & Safe Custody Trust Protection (DFSA COB 6.12 / ADGM COBS 14 / VARA Custody Rulebook) • 100% bankruptcy-remote statutory trust segregation of client money and virtual assets (no pooled retail cash compensation fund; protected via strict base/expenditure capital & PII insurance) | 1972 | 0 | Full Dossier →Website ↗Register ↗ |
| CBI | Tier-1 | Germany (European Union) European Economic Area & Switzerland | WpIG Class 1 / 2 (§ 15 WpIG — Eigenhandel) / WpIG Medium / Small (§ 15 WpIG — Finanzkommission / Anlageverwaltung) Entschädigungseinrichtung der Wertpapierhandelsunternehmen (EdW) / Entschädigungseinrichtung deutscher Banken (EdB) • EUR €20,000 (90% of liabilities) for securities claims via EdW; EUR €100,000 per depositor for credit institutions via EdB | 1943 | 0 | Full Dossier →Website ↗Register ↗ |
| CBK | Tier-2 | Global Jurisdiction Asia-Pacific | Class A / Commercial Banking Charter / EMI / Payment & FX Institution Licence Statutory Deposit Insurance & Bank Resolution Scheme (Global Jurisdiction) • Protected up to statutory national deposit insurance ceiling per banking depositor | 1966 | 0 | Full Dossier →Website ↗Register ↗ |
| CBL | Tier-2 | Global Jurisdiction Asia-Pacific | Class A / Commercial Banking Charter / EMI / Payment & FX Institution Licence Statutory Deposit Insurance & Bank Resolution Scheme (Global Jurisdiction) • Protected up to statutory national deposit insurance ceiling per banking depositor | 2000 | 0 | Full Dossier →Website ↗Register ↗ |
| CBM | Tier-2 | Global Jurisdiction Asia-Pacific | Class A / Commercial Banking Charter / EMI / Payment & FX Institution Licence Statutory Deposit Insurance & Bank Resolution Scheme (Global Jurisdiction) • Protected up to statutory national deposit insurance ceiling per banking depositor | 1948 | 0 | Full Dossier →Website ↗Register ↗ |
| CBR | Tier-2 | Global Jurisdiction Asia-Pacific | Class A / Commercial Banking Charter / EMI / Payment & FX Institution Licence Statutory Deposit Insurance & Bank Resolution Scheme (Global Jurisdiction) • Protected up to statutory national deposit insurance ceiling per banking depositor | 1990 | 0 | Full Dossier →Website ↗Register ↗ |
| CBS | Tier-2 | Global Jurisdiction Asia-Pacific | Class A / Commercial Banking Charter / EMI / Payment & FX Institution Licence Statutory Deposit Insurance & Bank Resolution Scheme (Global Jurisdiction) • Protected up to statutory national deposit insurance ceiling per banking depositor | 1974 | 0 | Full Dossier →Website ↗Register ↗ |
| CBS | Tier-2 | Global Jurisdiction Asia-Pacific | Class A / Commercial Banking Charter / EMI / Payment & FX Institution Licence Statutory Deposit Insurance & Bank Resolution Scheme (Global Jurisdiction) • Protected up to statutory national deposit insurance ceiling per banking depositor | 1984 | 0 | Full Dossier →Website ↗Register ↗ |
| Central Bank of Bahrain | Tier-2 | Global Jurisdiction Asia-Pacific | Class A / Commercial Banking Charter / EMI / Payment & FX Institution Licence Statutory Deposit Insurance & Bank Resolution Scheme (Global Jurisdiction) • Protected up to statutory national deposit insurance ceiling per banking depositor | 2006 | 0 | Full Dossier →Website ↗Register ↗ |
| Central Bank of Brazil | Tier-2 | Global Jurisdiction Asia-Pacific | Class A / Commercial Banking Charter / EMI / Payment & FX Institution Licence Statutory Deposit Insurance & Bank Resolution Scheme (Global Jurisdiction) • Protected up to statutory national deposit insurance ceiling per banking depositor | 1964 | 0 | Full Dossier →Website ↗Register ↗ |
| Central Bank of Iran | Tier-2 | Global Jurisdiction Asia-Pacific | Class A / Commercial Banking Charter / EMI / Payment & FX Institution Licence Statutory Deposit Insurance & Bank Resolution Scheme (Global Jurisdiction) • Protected up to statutory national deposit insurance ceiling per banking depositor | 1960 | 0 | Full Dossier →Website ↗Register ↗ |
| Central Bank of Jordan | Tier-2 | Global Jurisdiction Asia-Pacific | Class A / Commercial Banking Charter / EMI / Payment & FX Institution Licence Statutory Deposit Insurance & Bank Resolution Scheme (Global Jurisdiction) • Protected up to statutory national deposit insurance ceiling per banking depositor | 1959 | 0 | Full Dossier →Website ↗Register ↗ |
| Central Bank of Kuwait | Tier-2 | Global Jurisdiction Asia-Pacific | Class A / Commercial Banking Charter / EMI / Payment & FX Institution Licence Statutory Deposit Insurance & Bank Resolution Scheme (Global Jurisdiction) • Protected up to statutory national deposit insurance ceiling per banking depositor | 1968 | 0 | Full Dossier →Website ↗Register ↗ |
| Central Bank of Montenegro | Tier-2 | Global Jurisdiction Asia-Pacific | Class A / Commercial Banking Charter / EMI / Payment & FX Institution Licence Statutory Deposit Insurance & Bank Resolution Scheme (Global Jurisdiction) • Protected up to statutory national deposit insurance ceiling per banking depositor | 2001 | 0 | Full Dossier →Website ↗Register ↗ |
| Central Bank of San Marino | Tier-2 | Global Jurisdiction Asia-Pacific | Class A / Commercial Banking Charter / EMI / Payment & FX Institution Licence Statutory Deposit Insurance & Bank Resolution Scheme (Global Jurisdiction) • Protected up to statutory national deposit insurance ceiling per banking depositor | 2025 | 0 | Full Dossier →Website ↗Register ↗ |
| Central Bank of Seychelles | Tier-2 | Global Jurisdiction Asia-Pacific | Class A / Commercial Banking Charter / EMI / Payment & FX Institution Licence Statutory Deposit Insurance & Bank Resolution Scheme (Global Jurisdiction) • Protected up to statutory national deposit insurance ceiling per banking depositor | 1983 | 0 | Full Dossier →Website ↗Register ↗ |
| Central Bank of Sri Lanka | Tier-2 | Global Jurisdiction Asia-Pacific | Class A / Commercial Banking Charter / EMI / Payment & FX Institution Licence Statutory Deposit Insurance & Bank Resolution Scheme (Global Jurisdiction) • Protected up to statutory national deposit insurance ceiling per banking depositor | 1950 | 0 | Full Dossier →Website ↗Register ↗ |
| Central Bank of the Russian Federation | Tier-2 | Global Jurisdiction Asia-Pacific | Class A / Commercial Banking Charter / EMI / Payment & FX Institution Licence Statutory Deposit Insurance & Bank Resolution Scheme (Global Jurisdiction) • Protected up to statutory national deposit insurance ceiling per banking depositor | 1990 | 0 | Full Dossier →Website ↗Register ↗ |
| Central Bank of the UAE (CBUAE) | Tier-2 | Global Jurisdiction Asia-Pacific | Class A / Commercial Banking Charter / EMI / Payment & FX Institution Licence Statutory Deposit Insurance & Bank Resolution Scheme (Global Jurisdiction) • Protected up to statutory national deposit insurance ceiling per banking depositor | 1980 | 0 | Full Dossier →Website ↗Register ↗ |
| Central Bank of Tunisia | Tier-2 | Global Jurisdiction Asia-Pacific | Class A / Commercial Banking Charter / EMI / Payment & FX Institution Licence Statutory Deposit Insurance & Bank Resolution Scheme (Global Jurisdiction) • Protected up to statutory national deposit insurance ceiling per banking depositor | 1958 | 0 | Full Dossier →Website ↗Register ↗ |
| Central Bank of West African States (BCEAO) | Tier-2 | Global Jurisdiction Asia-Pacific | Class A / Commercial Banking Charter / EMI / Payment & FX Institution Licence Statutory Deposit Insurance & Bank Resolution Scheme (Global Jurisdiction) • Protected up to statutory national deposit insurance ceiling per banking depositor | 1962 | 0 | Full Dossier →Website ↗Register ↗ |
| CIMA | Offshore | Cayman Islands / Bermuda / British Virgin Islands / Bahamas / Mauritius / Seychelles / Vanuatu Offshore Financial Centre | Full Service / Market Maker Securities Dealer / VASP / Digital Asset Business (Class F / DARE) Contractual Custody & Segregated Trust Accounts (No Statutory Retail Compensation Fund) • EUR €0 / USD $0 statutory government compensation scheme (protection relies on segregated client trust accounts, minimum paid-up capital/bonds, and Professional Indemnity Insurance) | 1997 | 0 | Full Dossier →Website ↗Register ↗ |
| European Central Bank | Tier-2 | Global Jurisdiction Asia-Pacific | Class A / Commercial Banking Charter / EMI / Payment & FX Institution Licence Statutory Deposit Insurance & Bank Resolution Scheme (Global Jurisdiction) • Protected up to statutory national deposit insurance ceiling per banking depositor | 1998 | 0 | Full Dossier →Website ↗Register ↗ |
| Financial Crimes Enforcement Network (FinCEN) | Tier-2 | Global Jurisdiction Asia-Pacific | VASP / DCE Registration / MSB / Currency Exchange Registration AML/CFT Registration Only (Non-Prudential / No Investor Compensation Scheme) • Not covered by statutory investor compensation (FIU/MSB registration supervises AML/CFT compliance rather than prudential solvency) | 1990 | 0 | Full Dossier →Website ↗Register ↗ |
| Financial Transactions and Reports Analysis Centre of Canada (FINTRAC) | Tier-2 | Global Jurisdiction Asia-Pacific | VASP / DCE Registration / MSB / Currency Exchange Registration AML/CFT Registration Only (Non-Prudential / No Investor Compensation Scheme) • Not covered by statutory investor compensation (FIU/MSB registration supervises AML/CFT compliance rather than prudential solvency) | 2000 | 0 | Full Dossier →Website ↗Register ↗ |
| FSTB | Tier-2 | Global Jurisdiction Asia-Pacific | Category 1 / Principal Broker-Dealer / Category 2 / Agency Broker & Asset Manager National Investor Protection / Compensation Scheme (Global Jurisdiction) • Subject to statutory national investor protection fund limits and segregated trust priority | 2002 | 0 | Full Dossier →Website ↗Register ↗ |
| Hong Kong Monetary Authority | Tier-2 | Global Jurisdiction Asia-Pacific | Class A / Commercial Banking Charter / EMI / Payment & FX Institution Licence Statutory Deposit Insurance & Bank Resolution Scheme (Global Jurisdiction) • Protected up to statutory national deposit insurance ceiling per banking depositor | 1993 | 0 | Full Dossier →Website ↗Register ↗ |
| MAS | Tier-1 | Singapore Asia-Pacific | CMS Licence — Dealing in Capital Markets Products / CMS Licence — Fund Management (LFMC / RFMC) Singapore Deposit Insurance Corporation (SDIC) / SGX Fidelity Fund • SGD $100,000 per depositor per Scheme member bank/finance company (increased from SGD $75,000 in April 2024); SGX Fidelity Fund covers defalcation by SGX member brokers | 1971 | 0 | Full Dossier →Website ↗Register ↗ |
| MMA | Tier-2 | Global Jurisdiction Asia-Pacific | Class A / Commercial Banking Charter / EMI / Payment & FX Institution Licence Statutory Deposit Insurance & Bank Resolution Scheme (Global Jurisdiction) • Protected up to statutory national deposit insurance ceiling per banking depositor | 1981 | 0 | Full Dossier →Website ↗Register ↗ |
| MNB | Tier-2 | Global Jurisdiction Asia-Pacific | Class A / Commercial Banking Charter / EMI / Payment & FX Institution Licence Statutory Deposit Insurance & Bank Resolution Scheme (Global Jurisdiction) • Protected up to statutory national deposit insurance ceiling per banking depositor | 1924 | 0 | Full Dossier →Website ↗Register ↗ |
Supervisory verification & licensing FAQ
How many financial regulators are tracked in PayClear Ledger's coverage?
PayClear Ledger tracks 46 supervisory authorities relevant to cross-border payment institutions, msbs, remittance corridors, insurance and fiduciary trusts (5 Tier-1 prudential/G10 supervisors, 39 Tier-2 national supervisors, 0 Tier-3 regional/specialized authorities, and 2 offshore centres), of which 3 currently have licensed institutions on file in our dataset (3 total licence records) and 46 include a direct public register verification URL.
How should I verify a broker or institution on a regulator’s public register?
Click any regulator’s name or "Full Dossier →" to inspect its national licensing classes, minimum capital rules, and investor compensation limits, or use the "Register ↗" link to open its official public register. Search by the exact licence/reference number and confirm that the legal entity name, registered address, approved website domain, and permitted retail or institutional activities match the firm you are dealing with.
What is the difference between Tier-1, Tier-2, Tier-3, and Offshore supervisory regimes?
Tier-1 G10/prudential authorities (such as FCA, SEC/FINRA, CFTC/NFA, BaFin, FINMA, MAS, ASIC, JFSA, and SFC) enforce strict initial capital adequacy, daily client money segregation, and statutory investor compensation schemes. Tier-2 national supervisors maintain domestic conduct and prudential standards, while Offshore centres offer streamlined international business company licensing with lighter capital and no statutory compensation fund.
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Regulator names, websites, statutory qualification summaries and register links come from our structured regulatory knowledge base and imported dataset. Always verify primary licence standing directly on the supervisor’s official public register.
