# PayClear Ledger

> PayClear Ledger indexes money services businesses (MSBs), payment institutions, clearing houses, fiduciary trusts, and cross-border settlement fee calculators.

- Canonical Domain: https://payclearledger.com
- Organization: PayClear Ledger
- Full Corpus Digest: https://payclearledger.com/llms-full.txt

## Payment Clearing Rails

- [Cross-Border MSB & Payment Institution Settlement Rails: Nostro Pre-Funding vs. Stablecoin Atomic Clearing](https://payclearledger.com/rails/cross-border-msb-remittance-rail-settlement-cost-safeguarding-audit): Benchmarking working-capital velocity, FX spread leakage, and statutory safeguarding rules across licensed money services businesses and payment institutions.

## Prudential Safeguarding

- [Payment Institution & Fiduciary Trust Safeguarding Audits: Segregated Client Accounts vs. Surety Bonds](https://payclearledger.com/rails/fiduciary-trust-escrow-and-payment-institution-capital-adequacy-rules): How statutory safeguarding regimes protect remittance and payment balances in transit across ring-fenced tier-1 credit institutions.

## Institutional Governance, Editorial Policy & Faculty

- [About, Editorial Policy & CFA/FRM Research Faculty](https://payclearledger.com/about): Institutional YMYL editorial standards, primary regulatory filing verification methodology, and research faculty (Claire Beaumont, CAMS, CTP; reviewed by PayClear Ledger Institutional Fact-Checking Board (CFA / FRM)).
- [Research Topics & Thematic Pillar Hubs](https://payclearledger.com/topics): 2 structured thematic research clusters connecting 2 published briefings and 2 knowledge-graph entities.
- [Regulated Financial Institutions & Brokers Directory](https://payclearledger.com/remitters): 112 supervised institutions and 3 regulatory licences (Cross-border payment institutions, MSBs, remittance corridors, insurance and fiduciary trusts).
- [Global Financial Regulators Directory](https://payclearledger.com/licensing): 46 primary supervisory authorities and licensing frameworks.
- [Financial Knowledge Graph & Entity Registry](https://payclearledger.com/corridors): 2 canonical financial entities, tickers, and regulatory definitions.
- [Interactive Quantitative Calculators & Financial Tools](https://payclearledger.com/calculators): 2 institutional calculators with closed-form formulas and methodology notes.
- [XML Sitemap Index](https://payclearledger.com/sitemap.xml): Complete machine-readable URL index.
- [Google News Sitemap](https://payclearledger.com/sitemaps/news.xml): Real-time publication feed for news indexers.
- [RSS 2.0 Institutional Research Feed](https://payclearledger.com/feed.xml): Syndicated research briefings.

## Topic Pillar Hubs (`/topics`)

- [Payment Clearing Rails Research Hub](https://payclearledger.com/topics/payment-clearing-rails): Payment Clearing Rails institutional intelligence, quantitative benchmarks, primary regulatory filings, and market structure analysis from PayClear Ledger. Benchmarking working-capital velocity, FX spread leakage, and statutory safeguarding rules across licensed money services businesses and payment institutions. (1 articles, 1 entities)
- [Prudential Safeguarding Research Hub](https://payclearledger.com/topics/prudential-safeguarding): Prudential Safeguarding institutional intelligence, quantitative benchmarks, primary regulatory filings, and market structure analysis from PayClear Ledger. How statutory safeguarding regimes protect remittance and payment balances in transit across ring-fenced tier-1 credit institutions. (1 articles, 1 entities)

## Interactive Quantitative Tools (`/tools`)

- [Cross-border corridor FX forward & swap-points calculator](https://payclearledger.com/calculators/corridor-fx-forward-points-calculator): Calculate wholesale settlement forward rates, pip swap points and pre-hedging corridor carry across payment rails. Formula: F_corridor = S × (1 + r_quote × d ÷ Basis_quote) ÷ (1 + r_base × d ÷ Basis_base) ; Swap points (pips) = (F_corridor − S) × PipFactor
- [Nostro liquidity buffer & SOFR pre-funding cost calculator](https://payclearledger.com/calculators/nostro-sofr-prefunding-carry-calculator): Quantify compounded ACT/360 funding drag vs safeguarded float yield on Nostro and EMI settlement accounts. Formula: Compounded credit cost = (1 + (SOFR + spread) ÷ 360)^days − 1 ; Net treasury float P&L = Balance × Safeguarded_Yield × (days ÷ 365) − Balance × Compounded credit cost

## Featured Regulated Institutions (`/brokers`)

- [0x](https://payclearledger.com/remitters/0x): Regulated institution profile (0 tracked licences; services: Payments).
- [2C2P](https://payclearledger.com/remitters/2c2p): Regulated institution profile (0 tracked licences; services: Payments).
- [ABB Invest](https://payclearledger.com/remitters/abb-invest): Regulated institution profile (0 tracked licences; services: Investment products, Investment).
- [Accelerate](https://payclearledger.com/remitters/accelerate): Regulated institution profile (0 tracked licences; services: Investment, Trading).
- [Anypay](https://payclearledger.com/remitters/anypay): Regulated institution profile (0 tracked licences; services: Payments).
- [AtaBank](https://payclearledger.com/remitters/atabank): Regulated institution profile (0 tracked licences; services: Financial services).
- [AtlasFMI](https://payclearledger.com/remitters/atlasfmi): Regulated institution profile (0 tracked licences; services: Investment).
- [Aximetria wallet](https://payclearledger.com/remitters/aximetria-wallet): Regulated institution profile (0 tracked licences; services: Payments).
- [Axos Invest](https://payclearledger.com/remitters/axos-invest): Regulated institution profile (0 tracked licences; services: Investment).
- [Azerigasbank](https://payclearledger.com/remitters/azerigasbank): Regulated institution profile (0 tracked licences; services: Financial services).